What each policy covers
A standard policy for each line. Add-ons and limits are set with your agent.
Auto
Cars, trucks, motorcycles, and multi-vehicle households, from state-minimum liability to full coverage.
- Liability and collision
- Uninsured and underinsured motorist
- Roadside and rental reimbursement
- Multi-vehicle and teen drivers
- Classic and recreational vehicles
Home
Houses, condos, and renters, with add-ons for flood and water backup that standard policies leave out.
- Dwelling and other structures
- Personal property and contents
- Personal liability and medical
- Flood and water-backup add-ons
- Landlord and rental-property policies
Life
Term and whole life for families, homeowners, and business partners, written from $25k to $2M.
- Term life, 10 to 30 years
- Whole life with cash value
- Final-expense policies
- Key-person cover for owners
- Mortgage-protection term
Business
Coverage for sole traders through teams of 50, from a single storefront to a fleet of vans.
- General liability
- Commercial property
- Commercial auto and fleet
- Business owner's policy (BOP)
- Workers comp referrals
How a claim runs
You call your agent, not a call-center queue.
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Report
Call or text your agent directly. We open the claim with your carrier the same business day.
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Review
We check your policy limits and deductible, then walk you through what the carrier covers before you commit.
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Resolve
We track the claim to payout and stay on the adjuster so it does not stall.
How the quote works
You send one request with what you drive or own. Your agent enters it once and pulls quotes from up to 18 carriers, then lines them up so you compare price and coverage in one view.
- Day one: we confirm your details and any current policy dates.
- Within one business day: a licensed agent calls with the comparison.
- At renewal: we re-shop the policy and flag any carrier that would lower your rate.
Bundling auto and home, or adding a life policy, is checked for a multi-policy discount every year, not only at sign-up.
Compare 18 carriers on one request
A licensed agent prices your coverage and calls you within one business day.
Start my quote